Bajaj Finserv is a online loan approval and bill payment application. It helps to get personal and business loans through easy steps and you can get the money for your needs.
The user can get pre-approved loans for instant availability at any time. The other services offered by Bajaj Finserv are credit card service, online and offline EMI payments, Investments and bill payments.
How to Manage Loan and EMI on Bajaj Finserv
Bajaj Finserv Personal loans can be applied by calling 1800 1030 333 and if you need any other loan options, you need to contact with Bajaj Finserv branch office. All the information on our loans and account updates can be viewed from Bajaj Finserv Customer Portal itself.
The statement of account shows our loan related details, EMI status etc. From Loam details, you can view and download Interest certificate and other important details regarding the loan.
All the loan documents and invoices generated are available to view and download from Bajaj Finserv itself. If you need the scanned copies of these documents, you can receive the same from their customer portal.
You can apply for Bajaj Finserv EMI card during the time of availing consumer durable loan. For existing customers, EMI card can be applied online and for new customers, they need to directly visit the authorized partner store. The EMI card can be received by making a one time payment of nominal fee of Rs.417/-. If the card is not used over an year, there will be a yearly fee of Rs.117/- charged on the account.
Who can avail the Bajaj Finserv EMI Card,
- The individual must be aged between 21 and 60 years.
- Must have a steady source of income.
The EMI card limit depends on your transactions and credit policy. It includes CIBIL score, Income, place of residence, employment status, credit performance etc. Due to their credit policy, the EMI card can be blocked at any time. To ensure the card is active, you need to pay the EMI’s before the due dates and maintain a CIBIL score of 750 and above. If any changes in your card status, they will keep you informed through SMS.
Bajaj Finserv also offers digital EMI card where you only needed the registered mobile number. You can then use this number for making payments in very few steps. By this way, you don’t need to save other numbers and can have complete control over the transactions made on you account. The repayments for outstanding loans can be done by monthly installments before the due date for avoiding overdue.
How to use Bajaj Finserv Digital EMI Card,
- Install the Bajaj Finserv Wallet App.
- Open the application and request for OTP.
- Enter the OTP to login to your account.
- From your Account, select Digital EMI Card.
- You can now use this card for shopping.
If you wants to make advance EMI payment, you can do that directly from Bajaj Finserv application or by visiting their branch office. For Business Loans, Personal Loans and Home Loans, the advance EMI payment facility is not available.
If you lost your physical EMI card, you can block the card by visiting Bajaj Finserv Experia portal or by calling their call center number 08698010101.